• Texas Lic # 2017641

No matter how good your major medical insurance is, when you're hospitalized for an injury or illness there will probably be medical expenses and out of pocket costs that aren’t covered. A hospital confinement indemnity insurance policy provides cash benefits to use as you see fit. The hospitalization benefits are predetermined and paid regardless of any other insurance you have, and you have a choice of applying for basic to more robust supplemental hospitalization insurance. Whether you want a hospital indemnity plan that provides hospitalization benefits only, or one that also addresses diagnostic procedures, outpatient surgery and ambulance transportation, Aflac can help.

Some Aflac hospital confinement indemnity insurance advantages:

  • Daily Cash Benefits regardless of any insurance you may or may not have
  • We don't use networks, so you can be treated at the hospital of your choice
  • No deductibles
  • No pre-certification
  • You own your policy, so even if you change jobs or retire, you can take it with you.

Individual accident insurance is a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury - not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation and lodging needs.

When you have a covered accident, we'll send cash benefits directly to you (unless you tell us otherwise) and you decide the best way to spend them. It's as simple as that.

You'll receive cash benefits for these and other expenses that may not be fully covered by your major medical insurance:

  • Broken teeth
  • Concussions
  • Intensive care unit confinement
  • Ambulance, ground and air
  • Emergency room visits
  • Lacerations

No one wants to experience a cancer diagnosis, but the fact is that the risk of getting cancer is great. In the United States, men have slightly less than a one in two lifetime risk of developing cancer; for women, the risk is a little more than one in three (Cancer Facts and Figures 2012, American Cancer Society). Aflac cancer/specified-disease insurance policy is designed to provide you with cash benefits during covered cancer treatments.

A supplemental cancer/specified-disease insurance policy can also help protect your income and savings from expenses that aren't covered by your major medical coverage, including:

  • Out-of-pocket medical expenses
  • Out-of-network specialists
  • Experimental cancer treatment
  • Travel and lodging when treatment is far from home
  • Child care and household help
  • Normal living expenses, such as your car payment, mortgage/rent and utility bills

Tracy Briley and Associates

PO Box 621
Aubrey, TX 76227

 (940) 597-2001